TERMS OF USE

As the administrator of the Website, accepts these Terms of Use, which specify the rights and obligations of the User and constitute a legally binding agreement for both parties. These Terms of Use affect the rights of the User and impose certain obligations when using the Site, so the User should read them carefully.

1. Terms and Definitions
1.1.
"Deal"
Selling or buying Items in accordance with these Terms of Use.
"Items"
Virtual goods for use in computer games listed in the "Inventory" section of the User's account on the website: https://steamcommunity.com.
"Personal account"
Account maintained by the User for the purpose of trading with skinpay.com
"Services"
Services provided by skinpay.com through the Website.
"Terms of Use"
The agreement between the User and skinpay.com is available at https://skinpay.com/terms
"User"
An individual who uses the Website in accordance with the Terms of Use.
"Website"
A set of information, texts, graphic elements, designs, images, photos and video materials and other results of intellectual activity, as well as computer programs contained in the information system, which ensures the availability of such information on the Internet at the network address: https://skinpay.com/.
1.2.
These Terms of Use shall be governed by and construed in accordance with the laws of the Estonia, unless otherwise expressly provided. All disputes and disagreements arising on the basis of or in connection with this site and these Terms of Use must be submitted to the appropriate courts at the location of the registered office. skinpay.com.
2. Use of the website
2.1.
Subject to these Terms of Service, skinpay.com hereby grants the User a non-exclusive and non-transferable limited license to use the Site in accordance with the terms set out below. All rights not expressly granted in this document are fully reserved by skinpay.com, its advertisers and licensors..
2.2.
By this document, skinpay.com also grants the User permission to use the content of the Site, provided that the User (1) uses it exclusively for personal, non-commercial purposes (except for trade in Items posted on the Site); (2) does not modify or sell the content of the Website; and (3) does not reproduce, demonstrate, publicly represent, distribute or otherwise use the content of the Site for any public or commercial purposes, including the use of content on any other Site.
2.3.
Skinpay.com provides the Services to help Users find, compare, buy and sell Items. skinpay.com receives payment from Users for establishing their connection with each other; however, skinpay.com does not provide or otherwise sell the Items featured on the Site and, other than acting as a custodian, skinpay.com does not act as an agent, broker, employee or employer of any User.
2.4.
The website acts only as an online store, and skinpay.com has no control over and does not provide any explanation as to any qualities or characteristics of the Items. skinpay.com does not warrant that any Items, prices, taxes or descriptions are accurate, complete, or reliable. Users are responsible for all applicable taxes, including but not limited to sales and use taxes.
3. Trade process
3.1.
Skinpay.com allows the user to receive compensation for items from inventory to a personal account
3.2.
The user is responsible for the transfer of items to non-Skinpay.com accounts.
3.3.
Skinpay.com also allows you to receive funds to your personal account through top-ups using payment methods
3.4.
The user has the right to cancel the deposit at any time before the transaction has been processed for the purpose of completing the Transaction.
3.5.
The user can exchange the account for an item from the site inventory or withdraw to one of the payment methods
3.6.
The user has the right to cancel the withdrawal of the item before the transaction has been processed in order to complete the Transaction.
4. Fee
4.1.
Subject to these Terms of Use, the User agrees to pay and is responsible for all related payments and fees for the Services. Skinpay.com fees are 10% (ten percent) of the Transaction
4.2.
All fees that the User must pay to third parties (including the Financial Institution) are not subject to these Terms of Use. All fees that skinpay.com must pay to third parties (including a Financial Institution) related to transferring funds to a Personal Account are covered by the User..
4.3.
The amount of fee specified in clause 4.1 of the Terms of Use may be reduced by skinpay.com at the expense of the funds received for the execution of the Transaction.
4.4.
skinpay.com withholds its fee
4.4.1
All Transactions for the purchase of Inventory are not subject to cancellation. The Principal's funds used to complete the Inventory Purchase Transaction are non-refundable
4.5.
Transferring funds to skinpay.com can be done using:
4.5.1.
Bank transfer to skinpay.com account or through payment intermediaries that have contracts with skinpay.com;
4.5.2.
Transferring electronic money to skinpay.com account;
4.5.3.
Transfer other currencies to skinpay.com to pay for e-commerce services.
4.6.
skinpay.com provides the withdrawal of funds from the User within 3 (three) business days after the User's request submitted through the Website. Withdrawal of funds of the User is carried out by transferring to the payment details of the User
5. Legal disclaimer
5.1
skinpay.com categorically disclaims any guarantees regarding the operation of the Site, including obligations for the absence of bad faith and the lack of quality performance.
5.2
Everything on the Website should be considered "as it is" without any explicit or implicit representations or guarantees that there will be no violations, that the Website meets the expectations of Users and its suitability for a particular purpose..
5.3
skinpay.com may at any time and without prior warning remove or temporarily terminate the services provided to Users in accordance with these Terms of Use..
6. A responsibility
6.1.
skinpay.com is not responsible for any direct, indirect, incidental, consequential, special, typical, punitive or other damages or damages (including but not limited to damages resulting from loss of profits, lost transactions, data use or other non-pecuniary damage) related to any contract, tort (including but not limited to negligence and objective liability) or other legal theory, regardless of the reasons, caused by or relating in any way to the Website, its content or any information on the Website, or any errors or inaccuracies contained in it.
6.2.
skinpay.com is not responsible for:
6.2.1.
The hardware, software, or internet connection is not functioning properly;
6.2.2.
Any suspension or refusal to accept payments if skinpay.com reasonably believes that they were made fraudulently or without appropriate authority;
6.2.3.
Unforeseen circumstances preventing proper operation despite any reasonable precautions taken by skinpay.com (power outages, fire, floods, theft of property, equipment breakdowns, hacker attacks, internal mechanical or system failures, and Website downtime).
7. Links to other sites
7.1.
The site may contain links to third party internet sites, resources, advertisers, services, special offers or other events or activities that are not owned or administered by skinpay.com. skinpay.com is not responsible for the content of such third party sites, materials, information or services. Access and use of such websites, materials, information or services is carried out by the User at his own responsibility..
8. Changes, duration and termination
8.1.
These Terms of Use are subject to change, addition and modification. By continuing to use the Website, the User is deemed obligated to adhere to the modified version of these Terms of Use. In the event of a change in the Terms of Use, the User will be notified of this to the User's email address. If any changes to the Terms of Use are unacceptable to the User, the only remedy for the User is to delete his account and stop using the Site..
8.2.
The services and information contained on the Website are valid for an indefinite period. skinpay.com may fully or partially terminate or suspend the provision of services or information posted on the Site at any time and without prior notice.
9. Dispute resolution
9.1.
If a dispute, disagreement or claim arises from the Terms of Use or is related to their execution, termination or termination of the Terms of Use, both parties agree in good faith to try to resolve any dispute, disagreement or claim through negotiations. If the party making the claim is skinpay.com, a message is sent with the claim to the User's name. The message in question must contain the essence of the claim and evidence in support of the claim.
9.2.
The party that received the claim must respond to the party that made the claim within 5 (five) business days after receiving the claim.
9.3.
If there is no response to the claim within 10 (ten) business days from the date of sending or if the Parties were unable to resolve the dispute, a claim must be filed with the appropriate court.
10. Personal Data
10.1.
The User gives their consent to the Owner for the processing of information, including the User's personal data provided when using the Site, namely the data specified in the User's Steam account.
10.2.
Processing of personal data means recording, systematization, accumulation, storage, adjustment (updating, modification), extraction, use, transfer (distribution, provision, access), including cross-border, depersonalization, blocking, deletion, destruction of personal data not subject to special categories for which processing, in accordance with the current legislation of Estonia, requires the written consent of the User.
10.3.
The processing of personal data is carried out in order to fulfil the obligations of the Agreement by the Parties, the registration of the User on the Site, the acquisition of a license for the use of the Case, the receipt of the Inventory, the sending to the User e-mail address of information messages.
10.4.
The User may at any time withdraw consent to the processing of personal data by sending the Owner a corresponding written notice to the address specified in clause 1.1 of the Agreement by registered mail with a receipt acknowledgement. In doing so, the User understands that such withdrawal means termination of the Agreement. The Owner has the right to continue processing the personal data of the User in cases provided by law.
10.5.
Additional or other provisions regarding the processing of personal data may be contained in the relevant document posted on the Site. In the event of a conflict between the provisions of such a document, the provisions of this section apply the provisions of the document.
10.6.
The User agrees to receive advertising materials from the Owner, from their affiliates or from other persons on behalf of the Owner at the e-mail address specified by the User upon registration in Steam. Consent to receipt of advertising materials may be withdrawn by the User at any time by sending to the Owner the relevant written notification to the address specified in clause 1.1 of the Agreement, or by performing the actions specified in the messages (e-mails) containing such materials.
10.7.
We guarantee the security of payments when paying by credit card. The processing center complies with PCI DSS requirements for the secure processing of the payer's bank card details.
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